OnDeck logo

OnDeck

4.6(64 reviews)
Unclaimed
Expert Choice 4.6
SoftwareHope Verified
Website

Overview

OnDeck provides fast and flexible business loans and lines of credit to small businesses. Its technology-driven platform makes financing accessible.

Product Information

PLATFORMS

Windows, Mac, Mobile, Web-based

DEVELOPER

OnDeck

PRICING MODEL

Custom

USER REVIEWS

64 verified reviews

Expert Insights
AI-Powered Analysis

Free Tier Available

Offers a permanent free plan, making it highly accessible for small teams.

Market Verified

Solid reputation for performance and uptime as reported by verified users.

Marketplace RecognitionQ4 2026

SoftwareHope Emerging Favorite

Ranked #8 in Business Lending & Banking

Recognition Score
81.3/100
Percentile
Top 78%

Earned through verified customer satisfaction, high product capability ratings, organic buyer interest, and transparent review verification on SoftwareHope.

Additional Earned Category Honors (5)Evaluated across independent performance dimensions
💎
Best Value for Money
Q4 2026 · #8 in category
93
💎
Easiest to Use
Q4 2026 · #8 in category
93
💎
Best Functionality
Q4 2026 · #8 in category
93
💎
Best Customer Support
Q4 2026 · #8 in category
93
💎
Highly Rated
Q4 2026 · #8 in category
92
Official 4-Pillar Evaluation Methodology
Customer Satisfaction (60%)
Bayesian CSAT Across 5 Dimensions
Product Evidence (20%)
Feature & Spec Completeness
Buyer Interest (10%)
Organic Search & Comparisons
Catalog Freshness (10%)
90-Day Review Vitality
Official SoftwareHope Marketplace Award · Zero commercial bias
Free For Buyers & Teams

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OnDeck Integrations
3

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OnDeck Media

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No Media Available

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OnDeck Verified Features

E-commerce & Payments

  • Payment Gateway Integration
  • Payment processing
  • Recurring payments
  • Online payments
  • Payment links

Customer Experience (CX) & Support

  • Global payment support

Fintech & Financial Management

  • Same-day funding
  • Business lines of credit

Financial Services

  • Term loans
  • Term loans up to $250K

General & Miscellaneous

  • Transparent fees

Core Features Summary

Term loans up to $250K, Business lines of credit, Same-day funding, Transparent fees

Pricing and Plans

Select the perfect plan for your needs

Pricing information: Please verify current pricing on the official website as prices may change and special offers may be available.

Contact Sales

Contact Us
Business loans based on credit profile.
Plan includes:
  • Term Loans
  • Lines of Credit
  • Fast Funding

Pricing Model

Pricing Type

Custom

Pricing Highlights

  • Commercial license with professional support
  • 1 structured pricing tier
  • Verified official pricing page
  • Managed directly by vendor

Pricing FAQ

Common questions about OnDeck pricing — Click to expand

Still have questions? Visit the official OnDeck website or contact their support team for detailed pricing information and personalized assistance.

Deals, Coupons & Exclusive Offers

Verified vendor discounts, coupon codes, and special perks for OnDeck.

OnDeck

OnDeck

Vendor RatingAvg. across all products
4.6

Company Information

Founded
2006
Headquarters
New York, NY, USA, United States
Origin
United States

More from OnDeck

View this vendor's complete profile and offerings

Vendor Statistics

Avg. Vendor RatingAcross all approved products
4.6
1Products
64Reviews
20+Yrs in Business

Vendor information is sourced from verified partner applications and platform data. Founded in 2006. 20+ years of experience.

User Reviews

Verified experiences from users of OnDeck

4.6 Rating
64 Reviews
All 64

User Reviews

Sort by:
Reviewed August 30, 2026

Dependable workflow using automatic draw capability on credit lines

3.0

Ratings Breakdown

Ease of use
3.0
Value for money
3.0
Customer support
3.0
Functionality
3.0

😀Pros

  • A tremendous time-saver is requesting credit draws in seconds through the online portal with automatic funds routing to your business checking account
  • Preventing tedious manual intervention during daily routines.

🙁Cons

  • A minor operational hurdle was draws can be requested in any increment starting from a minimum of one thousand dollars
  • Worth keeping in mind when designing standardized operating procedures.

Evaluating this tool under rigorous real-world conditions showed requesting a $10,000 draw on my phone while negotiating inventory discounts at a trade show took sixty seconds, proving its overall technical value.

🔥 Reasons for switching

Our switch was triggered when having to call a commercial loan officer and submit new financial statements for every line draw, placing automatic draw capability on credit lines at the heart of our technical stack.
Reviewed August 30, 2026

Outstanding tool for loyalty fee discounts for repeat borrowers

3.0

Ratings Breakdown

Ease of use
3.0
Value for money
3.0
Customer support
3.0
Functionality
3.0

😀Pros

  • Great practical utility with reduced origination fees and waived remaining interest on existing balances when renewing or refinancing with OnDeck
  • Enabling our specialists to focus on high-leverage deliverables.

🙁Cons

  • Be aware that it entails loyalty benefits activate after successfully completing fifty percent of your initial loan repayment schedule
  • A small initial hurdle that is easily resolved with proper documentation.

During high-stakes quarterly delivery milestones, renewing our loan with OnDeck waived our origination fees and lowered our interest rate as a reward for our perfect payment history, ensuring our operations ran without a single hitch.

🔥 Reasons for switching

The core motivation for switching was having to pay full origination fees every single time we needed seasonal inventory financing, highlighting loyalty fee discounts for repeat borrowers as the deciding differentiator.
Reviewed August 30, 2026

Exceptional quality with revolving credit lines up to $100k

3.0

Ratings Breakdown

Ease of use
3.0
Value for money
3.0
Customer support
3.0
Functionality
3.0

😀Pros

  • One of the best highlights is flexible revolving credit lines up to $100
  • That you can draw from at any time on your phone or desktop
  • Significantly reducing turnaround time on client deliverables.

🙁Cons

  • A potential stumbling block is maintenance fees apply if the credit line remains completely inactive for extended periods
  • An operational factor to account for during quarterly resource planning.

Across our cross-functional team projects, drawing $15,000 from our OnDeck line of credit covered an emergency roof repair on our warehouse immediately, keeping all stakeholders perfectly synchronized.

🔥 Reasons for switching

Our department chose this tool because running into unexpected equipment repair costs and having zero available emergency credit lines, rendering revolving credit lines up to $100k invaluable for our operations.
Showing 3 of 64 verified reviews. Read all reviews, pros & cons, and ratings breakdown on the reviews page.

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FAQs

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