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Credibly

4.4(70 reviews)
Unclaimed
Expert Choice 4.4
SoftwareHope Verified
Website

Overview

Credibly provides alternative financing solutions like working capital and merchant cash advances to small businesses. It focuses on fast approvals and personalized service.

Product Information

PLATFORMS

Windows, Mac, Mobile, Web-based

DEVELOPER

Credibly

PRICING MODEL

Custom

USER REVIEWS

70 verified reviews

Expert Insights
AI-Powered Analysis

Free Tier Available

Offers a permanent free plan, making it highly accessible for small teams.

Market Verified

Solid reputation for performance and uptime as reported by verified users.

Marketplace RecognitionQ4 2026

SoftwareHope Emerging Favorite

Ranked #5 in Business Lending & Banking

Recognition Score
81.5/100
Percentile
Top 44%

Earned through verified customer satisfaction, high product capability ratings, organic buyer interest, and transparent review verification on SoftwareHope.

Additional Earned Category Honors (5)Evaluated across independent performance dimensions
💎
Best Value for Money
Q4 2026 · #5 in category
92
💎
Easiest to Use
Q4 2026 · #5 in category
92
💎
Best Functionality
Q4 2026 · #5 in category
92
💎
Best Customer Support
Q4 2026 · #5 in category
92
💎
Highly Rated
Q4 2026 · #5 in category
91
Official 4-Pillar Evaluation Methodology
Customer Satisfaction (60%)
Bayesian CSAT Across 5 Dimensions
Product Evidence (20%)
Feature & Spec Completeness
Buyer Interest (10%)
Organic Search & Comparisons
Catalog Freshness (10%)
90-Day Review Vitality
Official SoftwareHope Marketplace Award · Zero commercial bias
Free For Buyers & Teams

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Credibly Integrations
2

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Credibly Media

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No Media Available

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Credibly Verified Features

E-commerce & Payments

  • Payment Gateway Integration
  • Payment processing
  • Recurring payments
  • Online payments
  • Payment links

Customer Experience (CX) & Support

  • Global payment support

General & Miscellaneous

  • Dedicated account managers

Fintech & Financial Management

  • Multiple funding options

Financial Services

  • Merchant cash advances

Personalization & UI

  • Personalized service

Productivity & Office

  • Industry-specific programs

Core Features Summary

Multiple funding options, Merchant cash advances, Dedicated account managers, Industry-specific programs

Pricing and Plans

Select the perfect plan for your needs

Pricing information: Please verify current pricing on the official website as prices may change and special offers may be available.

Contact Sales

Contact Us
Working capital and equipment financing.
Plan includes:
  • Business Expansion Loans
  • Equipment Financing
  • Merchant Cash Advance

Pricing Model

Pricing Type

Custom

Pricing Highlights

  • Commercial license with professional support
  • 1 structured pricing tier
  • Verified official pricing page
  • Managed directly by vendor

Pricing FAQ

Common questions about Credibly pricing — Click to expand

Still have questions? Visit the official Credibly website or contact their support team for detailed pricing information and personalized assistance.

Deals, Coupons & Exclusive Offers

Verified vendor discounts, coupon codes, and special perks for Credibly.

Credibly

Credibly

Vendor RatingAvg. across all products
4.4

Company Information

Founded
2010
Headquarters
Southfield, MI, USA, United States
Origin
United States

More from Credibly

View this vendor's complete profile and offerings

Vendor Statistics

Avg. Vendor RatingAcross all approved products
4.4
1Products
70Reviews
16+Yrs in Business

Vendor information is sourced from verified partner applications and platform data. Founded in 2010. 16+ years of experience.

User Reviews

Verified experiences from users of Credibly

4.4 Rating
70 Reviews
All 70

User Reviews

Sort by:
Reviewed August 30, 2026

Exceptional quality with commercial credit history reporting

3.0

Ratings Breakdown

Ease of use
3.0
Value for money
3.0
Customer support
3.0
Functionality
3.0

😀Pros

  • One of the best highlights is reporting payment performance to major business credit bureaus to help establish a strong commercial credit profile
  • Significantly reducing turnaround time on client deliverables.

🙁Cons

  • A potential stumbling block is consistent on-time daily remittance builds valuable credit history for qualifying for future low-interest bank loans
  • An operational factor to account for during quarterly resource planning.

Across our cross-functional team projects, our on-time repayment history through Credibly boosted our commercial credit score, strengthening our business credit profile, keeping all stakeholders perfectly synchronized.

🔥 Reasons for switching

Our department chose this tool because borrowing from private merchant cash advance providers that never reported positive payment history to credit bureaus, rendering commercial credit history reporting invaluable for our operations.
Reviewed August 30, 2026

Crucial capability for business expansion financing

3.0

Ratings Breakdown

Ease of use
3.0
Value for money
3.0
Customer support
3.0
Functionality
3.0

😀Pros

  • Consistently dependable for custom financing solutions for funding commercial space renovations
  • Opening secondary locations
  • And hiring staff
  • Giving our department complete visibility into operational progress.

🙁Cons

  • It requires extra attention regarding providing a brief project budget outline helps funding specialists tailor loan size to your expansion needs
  • A technical nuance that becomes straightforward with regular practice.

From an operational reliability perspective, our $120,000 Credibly expansion loan funded the complete interior renovation of our second salon location ahead of schedule, eliminating unnecessary administrative friction.

🔥 Reasons for switching

We consolidated our toolset because delaying critical business expansion plans because traditional banks took months to approve commercial capital, with business expansion financing providing the exact capability we needed.
Reviewed August 30, 2026

Flawless dedicated financing specialist consultation in daily use

3.0

Ratings Breakdown

Ease of use
3.0
Value for money
3.0
Customer support
3.0
Functionality
3.0

😀Pros

  • A standout feature has been one-on-one guidance from dedicated funding managers who explain contract terms
  • Payback costs
  • And renewal options
  • Delivering dependable results even under aggressive sprint deadlines.

🙁Cons

  • A factor to take into account is discussing seasonal revenue cycles with your advisor ensures remittance terms match your peak cash periods
  • Crucial for administrators overseeing distributed multi-user accounts.

Managing complex technical workloads on a tight schedule, our Credibly funding specialist explained the exact payback terms clearly and helped us structure an affordable 9-month repayment plan, freeing up hours for strategic initiatives.

🔥 Reasons for switching

We transitioned our entire team when dealing with impersonal online lending portals that provided zero human guidance or clarification, finding dedicated financing specialist consultation perfectly suited for our requirements.
Showing 3 of 70 verified reviews. Read all reviews, pros & cons, and ratings breakdown on the reviews page.

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